Saturday, December 28, 2019

The Career Of A Civil Engineer - 1602 Words

As Corrie Ten Boom once said â€Å"When a train goes through a tunnel and it gets dark, you don t throw away the ticket and jump off. You sit still and trust the engineer.† Engineering has always been an interesting job for many people, dealing with how structures stand and what makes them stand draws a large amount of people towards this career. Engineers aren t just responsible for the shape of a building, but they must bear the responsibility of the structural stability of the building as well. They keep these structures safe for the people while meeting the design standards given, this requires a tremendous amount of skill in physics, problem solving, and three-dimensional conceptual skills to assist them during the challenges that they†¦show more content†¦Combine all the responsibility for making sure that everything is safe and there will be no problems years after the project is finished, they also have to meet all regulations and guidelines that are given by the employer and the state. Moving past all the general duties, there are countless other small, specific responsibilities that engineers undertake. An average day is filled with inspecting the goals of the project, doing the math to make sure everything will stand sturdy and be safe, and they also have to go out onto the site and make sure that everything fits together and there will be no problems. Civil engineers must be prepared to follow the project from start to finish, they need to be willing to endure extra hours and make any changes that seem necessary to complete the project while ensuring the safety of the people. The average civil engineer works full time, and about one in four engineers work more than forty hours a week, which could be even more depending on their role and position on the construction job. The hours vary between engineers, however, with more responsibility, the engineers must also be willing to work extra hours to complete what they have started. Engineering is a very experienced based job, so there are not a large number of qualifications except the ability to gain experience over time and some college education. To become a civil engineer, you need to obtain a bachelor s degree in college and study in

Friday, December 20, 2019

Questions On E Commerce Fraud - 1221 Words

E-commerce fraud refers to any type of scheme that uses websites, emails, or any Internet related function in order to present fraudulent solicitations, steal personal information, conduct fraudulent transactions, or transmit money from bank to bank or to other cyber criminals. Fraud is not exclusive to credit or debit cards and criminals have become more sophisticated in their usage of malware in order to take over online banking logins via consumers’ phones, tablets and computers. The stolen banking information is then used to make fraudulent purchases online that is nearly untraceable. There are different places e-commerce fraud comes from including, identity theft, friendly, clean, reshipping, affiliate, and auction fraud. Identity theft is a crime where criminals steal individuals’ personal information and impersonate them, usually for financial gain (Beal, 2016). Today’s consumers’ have to reveal their personal information about themselves more than they would like, such as social security numbers, names, addresses, phone numbers, banking information, and their signatures. When a criminal gains access to this personal information they can use it to commit fraud in your name. This person can now apply for loans or credit card accounts. They could also request a billing address change in order to run up your existing credit card without a consumer’s knowledge (Beal, 2016). Criminals armed with your banking information can counterfeit checks and debit cards in your name,Show MoreRelatedInternational Trade As A Tool For International Business1707 Words   |  7 PagesThe case study in chapter fourteen asks some very important questions regarding international trade as SME and MNE evolve globally due to technology. Therefore as international business continues to evolve companies are find easier ways to find importers and exporters from the comfort of their offices without the costly methods of travel and due diligences trying to find reputable companies to handle their needs. Using a variety of sources I will analyze international trade through the use of websitesRead MoreePayments and eCommerce: Assignment1310 Words   |  6 PagesPart A: Short-Answer Questions (50 marks total) Your answer to each question should be one or two paragraphs long. Each question is worth a total of five marks. 1. What types of e-payment systems should B2C merchants support? many customers are still very afraid to purchase online because of the security issues that s why it s very good to have more than one payment method, payment methods include E-cheques, credit cards, Gift cards, and the best one from my point of view because it sRead MoreElectronic Commerce ( E Commerce )1286 Words   |  6 Pagesopportunities (E-business, eEurope, n.d). More and more companies have discovered the advantage of using the Internet as a communication tool to reach consumers at any place and at any time. This also enables consumers to search and gather information about products and services online. The word e-commerce refers to all transactions online. Electronic commerce (e-commerce) is the area in which we are to do our research and throughout this dissertation we will discuss consumer trust in e-commerce. The termRead MoreHow Has E Commerce Changed The Way The World Operates?1407 Words   |  6 PagesHow has E-Commerce changed the way the world operates? Electronic commerce (E-Commerce) is a term for the process of buying, selling, transferring, or exchanging products, services, or information via computer networks, including the Internet. Today, people frequently buy or exchange goods and services internationally; the barrier between countries has been removed. It is true that E-commerce makes people’s lives more convenient; however, it has also created challenges with online fraud. As thisRead MoreP1 Describe The Technologies Required For E Commerce1664 Words   |  7 Pages Assignment 1 Client information P1 Describe the technologies required for e-commerce The technologies required for an e-commerce are as follows: server software, pc, and database, web authoring tools, web server, ports, TCP/IP and the browsers. I will be explaining why these technologies are required for an e-commerce. Web servers A web server is a PC that opens pages on a browser on request. It sends the web address of the page that has been requested to the web browser. They have an IP addressRead MoreThe Viable Alternative of Mobile Payments1387 Words   |  6 Pagesï » ¿Question #1 Mobile payments allow certain freedoms that previous technologies could not accomplish. Laudon Travor (2011) discussed how digital information security is extremely important in providing a market where certain levels of expectations may be met. Stakeholders within the payment systems must be reassured that a fair and honest transaction can be reasonably executed. In my home country of Nigeria, it is understood that this market is well established and is thriving. The purpose ofRead MoreClothing Stores E-Commerce Implementation: Case Study1439 Words   |  6 Pagesï » ¿Clothing Stores e-commerce Introduction It is not easy developing an e-commerce business which will assess the determination and commitment of any person that has put up a business in the past. With 1000 dollars, the Clothing Store intends to build a domain and start on e-commerce. The e-commerce has only begun booming in the recent years, and has proved very successful. Among the businesses that started online is the eBay online supermarket. The most important part in starting an online businessRead MoreCase Scenario1211 Words   |  5 Pagesdraft the distribution contract that would formalize their agreement. However, before Chou could finish the draft, he received an e-mail from the BTT manager. The e-mail with the subject line â€Å"Strat Deal,† focused on the key points of the distribution agreement between both parties, including the price, time frames, and obligations of both parties. After receiving this e-mail, Chou incorrectly assumed that BTT wanted to draft the contract. Thus Chou stopped working on the draft and a month passedRead MoreEffects of User’s Perceived Security on their Usage of Online Banking and e-Payment Facilities912 Words   |  4 Pagessuccessful outcome of their e-payment. The lack of online privacy and security perceived by consumers has created a void in their interest and usage of retail e-payment methods. Majority of consumers are not comfortable or willing to divulge sensitive financial and personal data to a virtual storefront. Additionally financial risks such as lost purchases and fraud have made consumers wary in purchasing online. Despite advancement in technologies to improve e-commerce securities and protection ofRead MoreSocial Media: Discussion Questions1533 Words   |  6 PagesPurchasing and selling is a very crucial area that is now being controlled by the social media. Face book started as a social network site but now hosts businesses and advertisements. In my opinion, it is one of the most common and most popular. Question 1: Discuss the four (4) components of a legally astute social media marketing manager who utilizes social media outlets for consumer transactions and how each component can mitigate the risk involved in doing business in cyberspace. A social media

Thursday, December 12, 2019

Canadian Writer Sinclair Ross

Question: What is the Eminent Canadian Writer Sinclair Ross? Answer : Introducation Published in the year of 1941, the novel often referred to as a classic novel, As for me and My House, is written by the eminent Canadian writer Sinclair Ross [1]. Often regarded as the mainstream of the English Canadian writing, the novel revolves around the life of Mrs. Bentley whose narration spanning over a year suggests how the false- fronted lives she encounters in her life resembles the false-fronted stores of Horizon, a small Saskatchewan town, she has been trying to make a living with her husband, an artist turned minister Philip Bentley. While most of the critics tend to discuss the novel in the light of the character of Mr. Bentley, a failed minister as well as a potential artist, it is the daily challenge that Mrs. Bentley encounters on a regular basis that leaves a poignant note behind. As the critic John H. Ferres has pointed out the major challenge encountered by Mrs. Bentley has been the lack of communication with her husband. Mrs. Bentley literally strives to crave her identity, feels the need to be heard, amidst the desolate wilderness of the prairie and yet all in vain. Her co-dependent relation with her husband, who shuts her out continually, despite her efforts to attract his attention and yet her failure to express herself early without protesting through her journal, is the major challenge Mrs. Bentley encounters in the novel. Mrs. Bentley fails to communicate her depressed and despondent state of mind, as she relies on behaving the womans way, overlooking advices from neighbours like Mrs. Bird. Mrs. Bentley remains a docile woman, who fails to protest against her husbands lack of devotion towards her, except in a passive-aggressive way whereby she records events in her journal. However, that is in itself representative of the moral weakness of a woman who fails to stand up and express her feelings, grudges and desires before her husband, and thus chooses the silent way. In order to respond to the challenge of her life, Mrs. Bentley writes her diary or turns her attention to play the piano as part of her lifetime pursuit. It is to be noted that unlike the protagonist Ellen of The Lamp at Noon, Mrs Bentley does not stand still and motionless near the window once her husband is out, and rather she tries to create her own space in her life and search for a purpose to live further [2]. However, it is equally important to note that despite the latent feminist subconscious mind she possesses, Mrs Bentley suffers from a sense of oppression that tends to stifle her independent personality each day. She finds herself stuck in a harsh, patriarchal society where she tends to find the meaning of her husband through the approval of a male-dominated society. She accepts the social division of labour, and deems it right to stop doing the male work, blames herself for not being able to bear the child for which her husband had to adopt a child amidst poverty. She res ponds to the challenge of her life, by marginalizing her position, and surrendering her own dignity and self-esteem, while letting Philip be the man about the house[3]. Mrs Bentley is well-aware of the tensed relation existent between herself and her husband, and yet her sense of possessiveness, prevents her from communicating the issue to her husband. She could express herself more fiercely and aggressively had she been able to convey her thoughts directly to Mr. Bentley, rather than writing them down in the diary. She always has responded to the challenge of her life in a passive way, whereby she invites Paul or other people repeatedly only because she feels that the arrival of a new person in the house can defuse or obscure the marital tension[4]. In this way, her inability to communicate remains a major barrier to her prospect of leading a free life, and the way she manages or rather tries to respond to these challenges, shows merely the aggressive side of her life. While Philip is being continually compared with a horse, with a free, independent and untamed spirit, the reader finds Mrs. Bentley trying, to subdue a man, to bind him to her [5]. S he tries to be a good wife, while losing her voice, her independence and freedom, and this in turn transforms her life into a void, involving an infertile, barren situation. To conclude, it is to be noted that Mrs. Bentley encounters the problem of a disturbed marital life, not merely because her husband is unresponsive, but also because in her effort to act in the womans way, she fails to communicate her desires and needs, both sexual and emotional, to her husband. She can only think of inciting jealousy in her husband or look out vigilantly for her competitors, instead of re-constructing herself, and this is the only challenge she confronts that prevents her from seeking a better life. Reference List: Mandell, Nancy, and Jennifer L. Johnson. "RACE, CLASS, AND SExUALITY." (2016). Sorensen, Sue. "He thinks hes failed Representations of Christian Clergy in English Canadian Fiction."Studies in Religion/Sciences Religieuses43.4 (2014): 553-574. Thieme, John. "Writing Region: Robert Kroetsch and the Poetics of Prairie Space."Margins3.1 (2014). Van Herk, Aritha. "A gentle circumcision."Kunapipi7.2 (2017): 10. Van Herk, Aritha. "Women writers and the prairie: Spies in an indifferent landscape."Kunapipi6.2 (2016): 4. [1] Van Herk, Aritha. "A gentle circumcision."Kunapipi7.2 (2017): 10. [2] Thieme, John. "Writing Region: Robert Kroetsch and the Poetics of Prairie Space."Margins3.1 (2014). [3] Van Herk, Aritha. "Women writers and the prairie: Spies in an indifferent landscape."Kunapipi6.2 (2016): 4. [4] Mandell, Nancy, and Jennifer L. Johnson. "RACE, CLASS, AND SExUALITY." (2016). [5] Sorensen, Sue. "He thinks hes failed Representations of Christian Clergy in English Canadian Fiction."Studies in Religion/Sciences Religieuses43.4 (2014): 553-574.

Wednesday, December 4, 2019

Amp Financial Company of Australia and New Zealand

Question: Discuss about theAmp Financial Company of Australia and New Zealand. Answer: Introduction This research study analyzes the business of the AMP Financial Company and also evaluates their financial data (Kelly et al., 2016). In the recent days, the AMP Financial Company leads the entire wealth management industry in Australia and New Zealand. The AMP Financial Company helps their customers by providing them financial advice, superannuation services for the business of their customers, retirement income, investments on individual products, life insurance, income protection, etc. The most important business significance of this AMP financial company is to provide services to their customers regarding all banking issues such as income protection, financial advice, selection procedure of banking products, investments in share, property, fixed interest and multi-asset funds, etc. For the AMP financial company their main motto is to understand the customer needs and provide them a good quality service which leads to their satisfaction (Buckless Krawczyk, 2016). The AMP financial company mainly helps the other business firms by researching the financial factors which help the firm to develop and improved in future. By accepting the advice and service of AMP financial company the business firms can able to get a better quality product at reasonable price and also can able to improve the standard of their firms. By analyzing the financial data the AMP financial company helps those business firms to maintain a good reputation and corporate image within the market and also helps them to gain a high level of profitability (Abhayawansa, Guthrie, 2014). The AMP financial company also helps the government through paying revenue on profit and all types of service taxes. Main Context Literature Review In this research study, the researchers want to expand the knowledge which is related to the study of the business procedure and about the financial information of the AMP Financial Company (Chan Ryan, 2013). By the help of literature review, different literature sources and theories are reviewed for collecting the useful data or information about the research topic. By reviewing that literature the researchers can able to make a better quality research study through which a clear idea about the topic can be derived easily. The research study will undergo various terms that will help in detail explanation of the selected topic (Yang, 2012). In the recent days, there are several numbers of financial institutions which are operating throughout every country. The AMP Financial Company have to follow three numbers of general observations about the literature review before discussing the individual approaches towards the development of the financial system of the company. Firstly, it bec omes more necessary to review the literature with extra caution. The recommendations within the study suggest that the countries should also need to introduce some improvement and development and also adopt innovative ideas within their organization (Berk et al. 2013). Secondly, the literature reflects that the donors and the governments have followed an approach which leads to the supply of finance and can able to emphasize the rate of increase of supply and also reduce the rate of loan cost in some specific sectors (Ghasemy et al. 2016). Thirdly the final observation is the donors and the governments have also shied away from the using of the private sectors for providing financial services to those specific sectors. The worth extant in the finance sector is described as per to the character of the financial transaction. In the recent times, the financial sectors are seriously observing contest where Latest Corporation are entering daily (Gattorna, 2016). The AMP Financial Company fundamentally describes surroundings where difficulties of the customers are interwoven beside with the services of the organization. Deliver worth to the organization also explain the service that delivers value to the customers (Keneley, 2016). As per Williamson, concerns of the organizations is associated with the customers requirements which help in better business activities and also brings a better level of sustainability to the organization. The resource-advantage theory describes the combination of the heterogeneous resources and the heterogeneous demand of the consumers. The capital of an organization can be financial, material, legal, human-based, organizational-based, informational and relational (Oh et al., 2013). As per recognition of the individuality present inside the association, main emphasis needs to be specified so that it can out hit competitor firm as well as draw clientele based on that source. At the time of adopting resource-advance theory, the organization should try to use the competitive advantage of the company to become the leading financial company and enjoy the greater number of customers compared to their competitor organizations. Research Questions for the Identified Problem or Opportunity According to the study of this research process, the researchers found some research question which clears the queries to arise at the time of studying that research paper. The main research questions for analyzing the problems and opportunities of the AMP Financial company are as follows 1. What is the fundamental problem? 2. What are the objectives? 3. What is the relationship between the issue and the company? 4. Why is it important to overcome the problem? 5. How the company planned to tackle the problem? 6. How the company planned to broadcast their results? 7. Is the cash flow is a flow of cash to the shareholders or the company? 8. Is there having any reduction of value or cost of the fixed assets of the company? 9. Is the annual net income of the company can able to made that year or it only become a number? 10. Is the book value become the best proxy to the share values? 11. Is it become possible for the AMP financial company to have positive net income which never distributes the dividends in the postponement of payments? 12. Is it better for the company to purchase shares and assets of other company? 13. How is the optimal capital structure calculated? Research Methodologies By the help of investigate method, the investigator tried to identify the most suitable research apparatus and techniques for studying the business procedure and the financial activities in the AMP Financial Company and can able to make a better quality research study. Research methodology is defined as the explanation of the process which is undertaken at the time of studying the research topic (Durocher et al., 2015). By the help of these research techniques, the researchers can able to analyze the collected financial data which help to understand the feedback of the respondents in a better way. The researchers generally analyze the financial statement of the company for revealing the importance of those items which is included in the Balance Sheet and Profit and Loss Account. According to Macmillan and Kennedy, Financial Performance is a type of scientific process by the help of which the researchers can able to evaluate the financial strength and profitability of any type of busi ness firms (Yap et al, 2014). Financial performance is actually a snapshot through which the researchers can able to determine the efficiency and ability of the company to survive within the market. By the help of the financial performance, the position of the company within the market can also be determined. Financial Performance is actually the blueprint of all those financial affairs which takes place in the organization (Bazley et al., 2013). Basically, Financial Performance is that medium through which any organization can able to evaluate the entire management performance within the organization. The key aim of the financial performance of a financial statement for the profit and loss account and Balance Sheet of a company is to diagnose the productivity, profitability, activity, liquidity and the financial condition of the business firm (Shaw, 2016). The main objective of the business is to earn satisfactory returns on that funds which are invested within the business. Gantt Chart Each and every individual research study has their own frame of times which allows the researcher to arrange their research activities throughout the whole research process. According to Bernard, the Gantt chart is a type of research tool by the help of which the researchers can able to make a list of the task according to the time which is taken by the researcher at the time of the study the whole research process. Main Activities/ Stages Week 1 Week 2 Week 3 Week 4 Week 5 Week 6 theme choice and its scope classification of secondary information sources Development of research proposal Development of literature review report of research methodology Preparing interview/survey, ethics form Collecting principal data analyse data Comparing conclusion Conclusion as well as recommendations Finalising with submission Table: Gantt chart (Source: Developed by the author) In the table of Gantt chart, the researcher points out the most important tasks which are required to emphasis at that time when the research is conducted. Gantt chart also helps the researchers to understand the status of that particular research study. Research Process The research process is a procedure through which the entire research work is taking place. The research process of any research study takes place through certain steps (Bunney Therry, 2013). In this research study, the researchers want to analyze the financial activities of the AMP Financial Company. Therefore, for determining the financial activities of the AMP Financial Company the researcher follows the following steps Step 1: At first, the researchers determine the need for the research of the financial performance of the company Step 2: After that they to identify and define the problems Step 3: Then the researchers should establish the objectives of the research study on that particular topic Step 4: After establishing the research objectives the researchers should prepare a research design Step 5: After that, the researchers should able to identify the sources from where the data are collected and also can able to determine the types of information which are collected from various sources. Step 6: Then the researchers determine the process or methods through which they can able to access the data. Step 7: In the next step, the researchers prepares the forms and make a design for collecting the data Step 8: Then the researchers determine the size of the sample and make a plan for the sample collection process regarding the factors which can affect t the sample. Step 9: After that, the researchers collect the data Step: 10 Then they analyze the data critically Step 11: At last, the researchers prepare the whole research paper properly and present it. Data Collection and Analysis Method The data collection process in a realistic sense will permit the investigator in experience different types of public and also help the researchers to improve their interaction skills. By the help of the study of research concepts, the researchers can able to gain knowledge about the process of data collection and also help the researchers to analyze the financial performance of the AMP Financial Company in future (Horngren et al., 2013). The researchers adopt or select the data gathering process depending on the character and types of data collected and according to the topic of the research study. The Data collection process adds value to the research quality by enlarging the platform of knowledge. By the help of data collection process, the researchers can able to collect two types of data. The two types of data are 1) primary data and 2) secondary data. The primary data are those data which are collected by the researchers directly from the environment at the time of conducting t he research process. By the help of main data, the researchers can able to gather the most relevant facts and information though it takes enough time, as it is a long procedure in contrast to secondary data. Whereas, the secondary data are guided on the basis that comprises the online and offline source of data. There are two types of data which are analyzed by the researchers at the time of conducting the research study. The two kinds of data are 1) Qualitative data and 2) Quantitative data. Research Outcomes The research study is more inclined towards the outcomes related to the value due to which the customers can able to obtain a better realization and satisfaction and also can able to serve a better quality of utility as well. After reviewing the financial statement of the AMP Financial Company, the researchers determine the five-year financial summary of the AMP Financial Company. Conclusion In this research study, the researchers can able to analyze the business and financial performance of the AMP Financial Company. The most important business significance of this AMP financial company is to provide services to their customers regarding all banking issues such as income protection, financial advice, selection procedure of banking products, investments in share, etc. The resources of an organization can be financial, physical, legal, human-based, organizational-based, informational and relational. As per recognition of the individuality present inside the organization, main emphasis needs to be known so that it can out hit competitor firms as well as draw clientele based on that source. The AMP financial company mainly helps the other business firms by researching the financial factors which help the firm to develop and improved in future. By the help of this research study, everybody can able to get a clear idea about the financial performance of the AMP Financial Comp any. References Horngren, C.T., Sundem, G.L., Schatzberg, J.O. and Burgstahler, D., 2013.Introduction to management accounting. Pearson Higher Ed. Bunney, D. and Therry, L., 2013. Employability skills in the Master of Professional Accounting: One schools journey.eCULTURE,3(1), p.3. Shaw, T.M., 2016. The Question of Financial Career Paths: Which Graduate Program and/or Professional Certification Leads to the Greatest Income and Level of Satisfaction Based on a Survey of Professionals working within the Accounting/Finance Fields?. Bazley, M., Hancock, P., Fisher, C., Lovell, A., Berk, J., DeMarzo, P., Berk, J. and DeMarzo, P., 2013.Financial Accounting: An Integrated. Thomson Pty Ltd, South Melbourne. Yap, C., Ryan, S. and Yong, J., 2014. Challenges facing professional accounting education in a commercialised education sector.Accounting Education,23(6), pp.562-581. Yang, Q., 2012.An investigation of the factors that influence Chinese students to do a Master of Professional Accounting (MPA) program in New Zealand(Doctoral dissertation, Auckland University of Technology). Buckless, F. and Krawczyk, K., 2016. The relation of student engagement and other admission metrics to Master of Accounting student performance.Accounting Education, pp.1-15. Chan, H.T. and Ryan, S., 2013. Challenging stereotypes: International accounting students in Australia.Journal of Modern Accounting and Auditing,9(2), p.169. Durocher, S., Gendron, Y. and Picard, C.F., 2015. Waves of Global Standardization: Small Practitioners' Resilience and Intra-Professional Fragmentation within the Accounting Profession.Auditing: A Journal of Practice Theory,35(1), pp.65-88. Oh, C.H., Park, J.H. and Ghauri, P.N., 2013. Doing right, investing right: Socially responsible investing and shareholder activism in the financial sector.Business Horizons,56(6), pp.703-714. Abhayawansa, S. and Guthrie, J., 2014. Importance of intellectual capital information: a study of Australian analyst reports.Australian Accounting Review,24(1), pp.66-83. Keneley, M.J., 2016. The breakdown of the workplace familyand the rise of personnel management within an Australian financial institution 19501980.Business History, pp.1-18. Gattorna, J., 2016.Dynamic supply chain alignment: a new business model for peak performance in enterprise supply chains across all geographies. CRC Press. Kelly, G., Delaney, D., Chai, G. and Mohamed, S., 2016. Optimising local council's return on investment from annual pavement rehabilitation budgets through targeting of the average pavement condition index.Journal of Traffic and Transportation Engineering (English Edition),3(5), pp.465-474. Berk, J., DeMarzo, P., Harford, J., Ford, G., Mollica, V. and Finch, N., 2013.Fundamentals of corporate finance. Pearson Higher Education AU. Ghasemy, M., Hussin, S. and Daud, M.A.K.M., 2016. Academic leadership capability framework: a comparison of its compatibility and applicability in Australia, New Zealand, and Malaysia.Asia Pacific Education Review,17(2), pp.217-233.